Indiana Energy Saver Program: Frequently Asked Questions
Below are common questions received about the Indiana Energy Saver Program. For additional questions, please contact us.
The Home Energy Rebate program was authorized by legislation signed into federal law on August 16, 2022. The program is administered through the U.S. Department of Energy and implemented by states, territories, and tribes.
Indiana will receive approximately $182 million in total federal formula funds to administer the HOMES and HEAR programs under the Indiana Energy Saver Program.
Rebates will be provided in the form of a discount on the eligible product or materials and the installation by a qualified contractor.
The table below outlines the maximum discount amounts for HOMES and HEAR under the Indiana Energy Saver Program.
| Income level | Program | Energy Savings (Modeled) | Discount Maximum (lesser of) | |
|---|---|---|---|---|
| Less than 80% AMI | HOMES | 20-34% | $12,000 | 100% of project cost |
| 35%+ | $18,000 | 100% of project cost | ||
| HEAR | Technology-specific maximums* | 100% of qualified project cost, up to $14,000 | ||
| 80% -150% AMI | HOMES | 20-34% | $2,000 | 50% of project cost (SF home); $200,000 (MF building) |
| 35%+ | $4,000 | 50% of project cost (SF home); $400,000 (MF building) | ||
| HEAR | Technology-specific maximums* | 50% of qualified project cost, up to $14,000 | ||
| 150% AMI or more | HOMES | 20-34% | $2,000 | 50% of project cost (SF home); $200,000 (MF building) |
| 35%+ | $4,000 | 50% of project cost (SF home); $400,000 (MF building) | ||
| Eligible Measures | Discount Maximum |
|---|---|
| ENERGY STAR-certified electric heat pump water heater | $1,750 |
| ENERGY STAR-certified electric heat pump for space heating and cooling | $8,000 |
| ENERGY STAR-certified electric heat pump clothes dryer | $840 |
| ENERGY STAR-certified electric stove, cooktop, range, or oven | $840 |
| Electric load service center (i.e., electrical panel) | $4,000 |
| Electric wiring | $2,500 |
| Insulation, air sealing, and mechanical ventilation | $1,600 |
| Maximum Total Discount | $14,000 |
The HOMES program is available to all households. Those who earn less than 80% of the area median income are eligible to receive greater rebate amounts.
The HEAR program is exclusive to low- and moderate-income households (those earning less than 150% area median income).
Single family and multifamily households are eligible for both programs.
Renters, building owners, and organizations carrying out projects on behalf of residents are eligible to apply under either program.
Households with at least one member enrolled in any of the federal programs approved for categorical eligibility can submit proof of participation to verify eligibility for the higher rebate amounts under each program.
Programs recognized by the U.S. Department of Energy for Categorical Eligibility are listed below or can be viewed on the federal energy.gov site.
HOMES and HEAR (automatically eligible for <80% AMI)
Recognized programs:
- Low Income Home Energy Assistance Program (LIHEAP)
- Medicaid
- Supplemental Nutrition Assistance Program (SNAP)
- Head Start
- Lifeline Support for Affordable Communications (Lifeline)
- National School Lunch Program – Free (NSLP)
- Housing Improvement Program (HIP)
- Housing Opportunities for Persons with AIDS
- Supplemental Security Income (SSI)
- Weatherization Assistance Program (WAP)*
- Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)*
- Asset Limited Income Constrained Employed (ALICE; eligible ONLY for 80-150% AMI rebate amount)*
*Applicants who submit documentation for WAP, WIC, or ALICE may need to provide additional income information to verify eligibility.
Recognized Multifamily Housing Programs:
- Public Housing (owned and operated by Public Housing Authorities)
- Privately owned multifamily buildings receiving project-based assistance (Section 8, Section 202, Section 811)
- Privately-owned multifamily buildings that house residents receiving tenant-based assistance
- Section 42 Low Income Housing Tax Credit (LIHTC)
Area Median Income varies across the state and is calculated by household size. The U.S. Department of Housing and Urban Development (HUD) reports Area Median Income data for the U.S. each year.
To find the area median income for your area and household size, you can view an AMI table for Indiana counties. (updated August 18, 2026).
For the most recent data, you can use this tool from HUD or refer to the AMI tables provided by the Pacific Northwest National Laboratory.
The Indiana Energy Saver Program will provide program participants with rebates in the form of a discount on the eligible product or material and installation by a qualified contractor in accordance with program requirements.
Learn more about the qualified contractor network and required qualifications.
Retroactive rebates are only available through the Home Efficiency Rebate (HOMES) portion of the Indiana Energy Saver Program. According to the US Department of Energy (DOE) guidance, retroactive rebates are not permitted for the Home Appliance Rebate (HEAR) portion of the Indiana Energy Saver Program.
The Indiana Energy Saver Program will consider a retroactive HOMES rebate for eligible retrofits completed between August 16, 2022, and May 14, 2025, the program’s launch date. Projects initiated after May 14, 2025, are not eligible for a retroactive HOMES rebate. To assist in determining your project’s eligibility under the HOMES program, please review the IESP HOMES Rebates Retroactivity Fact Sheet and Eligibility Checklist.
At this time, the Indiana Energy Saver Program is not accepting applications for duplexes, triplexes, or quadplexes.
Due to the varied and complex structural, ownership, and utility configurations that characterize these types of properties and the stringent energy audit requirements mandated by the Department of Energy, IESP has determined that, to assist Hoosiers as quickly and efficiently as possible, applications for duplexes, triplexes, and quadplexes will not be accepted, nor will they be placed on a waiting list.
Due to the varied and complex structural, ownership, and utility configurations that characterize these types of properties and the stringent energy audit requirements mandated by the Department of Energy, IESP has determined that, to assist Hoosiers as quickly and efficiently as possible, applications for condominium units located in buildings containing more than one dwelling unit will not be accepted, nor will they be placed on a waiting list. Detached single-family condominiums may still be eligible for the program if they meet all other requirements.
More questions? Please submit your questions through our Contact Portal.
